Do you have four-footed members of your family? Have you how you might manage them if you had to evacuate your Alabama home in an emergency? There may be provision in your insurance for alternative accommodation if you have a situation where your house is uninhabitable, but that’s no use if you can’t find somewhere […]
Do you have life insurance? Have you even considered buying life insurance? Perhaps it’s one of those things you’ve been aware of but shied away from – after all, none of us want to consider the ramifications of not being here for our loved ones so it’s natural to not want to think about planning […]
When you leave home, depending on your situation, you may still be covered by some of your parent’s insurance. However, you should sit down with your folks and ask them just how that works. You may find it’s only if you’re going away to college, so if you’re leaving home to travel or get work, […]
As a resident of Alabama, it’s important to have adequate insurance for any dwellings or buildings you own – whether it involves a business premises, standard ‘built’ house, apartment or condo, or a mobile or manufactured home. While insurance for a mobile home may possibly differ slightly from that for a standard house, the coverage […]
As a homeowner in Alabama you need to make sure you have adequate home insurance in place in case of damage or loss from theft, disasters or wild weather. However you may also be doing yourself some favors by fortifying your home against the risks that exist in your region, through improved building methods and […]
In recent months there has been a series of pretty costly tornadoes in Alabama, driving home the necessity of having Alabama insurance home and / or business coverage for financial protection. The Institute for Business and Home Safety (IBHS) states that there are approximately 1,000 tornadoes yearly in the U.S., resulting in over $1billion in […]
As a homeowner, to reduce your risk of damage from wildfire and of needing to file Alabama insurance claims, it’s important to remove the build-up of debris on your home’s roof and guttering system. An accumulation of pine-needles, bark, leaves and twigs could also interfere with your gutter’s drainage system and cause the leakage of […]
The importance of keeping decks and balconies safe for use cannot be overstated. While as homeowners we may fix and repair things inside, the outside can sometimes get a little neglected. However, to avoid injuries or deaths, medical costs, and liability claims on Alabama insurance, deck safety is vitally important. The International Code Council (ICC) […]
When it comes to life insurance, Alabama couples might not consider it necessary for both parents in the family to take out a policy. However since both parents contribute ‘services’ to the family, it is something they would be wise to consider. Because in our culture we tend to place more value on anything that […]
One of the risks of living or conducting business in Alabama is that of hail damage to your property. While you may have Alabama insurance policies to help you recover financially from losses due to hail damage, there are steps you can take to protect your property from its effects – one of the most […]