Alabama Insurance for Fire Damage

When moving into a mobile home fire safety should be a priority right from the start. This could help save a lot of loss, heartache, and the need to file a claim on an Alabama insurance home or renter policy.

Tips for fire safety include:

• Devise a home emergency plan. Make sure there at least two ways out of every room, such as a door and window. Also ensure that household members know what to do if there is a fire.
• Ideally you should have a smoke alarm in every room. Test smoke alarms every few weeks to ensure they are working properly. Change the batteries every year.
• Don’t smoke in the house, and ask guests to smoke outside.
• Never leave the stove-top unattended during cooking.
• Don’t leave space heaters or lighted candles unattended, and place them away from flammable items.

The National Fire Protection Association (NFPA) recommends purchasing a home that has a HUD label and that was built after 1976. This helps to ensure the home meets minimum safety standards.

Lastly, make sure you have adequate Alabama insurance in place. As a homeowner you should have enough coverage in place to replace your home and contents. As a renter you should ensure you have adequate coverage to replace your personal possessions. Contact us for more information on home, renters and other types of insurance coverage.

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