Locating a Lost Alabama Life Insurance Policy

In the event a family members dies, and you believe there might be a life insurance policy but cannot locate it, there are some steps you can take to try to locate the document. In addition to the tips below, an Alabama life insurance agent may be able to provide some advice on how to search for a policy.

Check with the deceased’s employer to find out if there was a group life insurance policy through the workplace. You could also check with a union or trade association that you think the deceased may have been a member of. Try searching through files in the home, safety deposit boxes, and storage units. Go through any address books you can locate and find insurance company details for other policies such as home or auto. Check with those to determine if the deceased had a life insurance policy as well.

Contacting previous employers is another option, and reviewing all bank books could lead to a payment that may reveal the location of the policy. Income tax returns may contain information about a life insurance policy. The National Association of Unclaimed Property Administrators has a website that may be helpful in locating missing life insurance benefits. Unfortunately, there is no state or national database listing all life insurance policies to aid in the search for a missing policy.

While you are seeking your relative’s policy, it might be a good time to review your own insurance. Should you not have an Alabama life insurance policy in place you should consider taking one out now. However, make sure you keep all important documents in a safe place, and let other family members know where the documents are located. Contact our agency for more information on life insurance policies.

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