Get More from your Insurance Review

If you have not had an Alabama insurance review lately, now is a good time.  Prices are rising with many companies and underwriting is tightening.  Check out your options and coverage’s available to best reduce the risk that you and your family faces.

You may have an older vehicle you purchased new that has gotten older and now may better be served with liability only coverage.  You may have added jewelry, guns or other collectibles to your family’s collections, but do not have the proper coverage for those items.  You may have added on to or made major remodel changes to your home and need to update your replacement cost values on your home.  There are many changes that may have been made in recent years that need updating on your insurance policy.

Other changes could have occurred with your policy itself.  Insurance companies continually upgrade coverages with new endorsements that may improve your coverage for little or no additional premium.  Policy forms changes and often add, change or delete coverage.  

You may even need new or different coverage.  Major events in life such as a change in marital status, the birth of a child, a move to a new location often change your insurance needs.  Adding a teen driver can increase the risk your family faces.  It is easy to make sure that you have the right types of coverage and sufficient limits for your needs.  Updated contact information is also a critical part of your update.  Without current information, it is hard for your agent to contact you when you need them the most.

A simple meeting with a professional agent to review your risks and your coverage can be a smart move.  It might even save you money.  Deductible changes, combining coverage endorsement to reduce duplicate coverage and other review options can help you receive the best value for you’re the insurance part of your budget.  Peck-Glasgow Insurance offers free Alabama insurance reviews to both existing clients and non-clients.  It is easy to do, and may save you time, money and loss of assets!