Be Prepared for a Natural Disaster with Alabama Home Insurance

Any Alabaman would know that hurricanes pose a significant threat to lives and property. This is why all residents should have a hurricane preparedness plan, with an emphasis on protecting lives first, and protecting property later. However your property should be secured well in advance of an event such as a hurricane. Taking the right precautions and having an updated Alabama home insurance policy will help cover the reconstruction of your home and any lost possessions should the worst occur.

Have a plan

Discuss with your family what sort of extreme weather your house is vulnerable to, and nominate a safe room in case a windstorm hits. Also be familiar with an escape route, and be aware of all emergency contacts.

Prepare a disaster kit

You should have a kit for evacuating, and a kit for staying in your home. The evacuation kit should include things like water, canned food, a flashlight, plastic eating utensils, a battery-operated radio, medication and a first-aid kit. A stay-in kit should also include water and non-perishable food, plus blankets and hygiene products.

Secure your home.

Protecting your home from wind entry is the most effective way of limiting damage in the event of a hurricane. This means securing doors, windows and the roof – and don’t forget your garage.

As well as preparing your home for natural disasters, it pays to talk to the experts about Alabama home insurance. For example, you should ensure that you have separate flood insurance, which is usually not offered on a standard homeowner’s policy. Talk to one of our agents.

 

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