Preparing Your Home for a Disaster with Alabama Home Insurance

Alabama is constantly under threat from hurricanes, tornadoes, floods and storms. Having an Alabama home insurance policy that covers you for property damage caused by natural disasters is absolutely crucial, especially if you live in a high-risk part of the state.

A solid insurance policy will help recover your losses if a natural disaster tears through your home, but the process of going through what would no doubt be a distressing experience will be a lot easier if you have a well prepared home. Once you’ve checked that your insurance will cover you for all types of damage, including wind, fire and storm damage, it is a good idea to think about preparing your home for an extreme weather event.

Make sure any damage to your roof is fixed and any cracks or leaks on the interior or exterior of your home have been attended to. Storm shutters can offer protection against fierce winds and projectiles. To protect against fire, remove any debris from your back and front yard and keep plants trimmed. Make sure your gutters are clean.

Ensure you are always stocked up on medical supplies and be familiar with any disaster emergency plans your family may have – if you don’t have one, it’s time to prepare one! Keep your car gassed up and have plenty of non-perishable food items on hand.

An extreme weather event is something none of us want to deal with. A well prepared home and a good Alabama home insurance policy can make the event a little less stressful.

 

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