Mold Damage and Alabama Home Insurance

 

 Too much condensation can lead to mold buildup!

 

Mold can cause serious damage to your home and health. Mold damage might be covered by a standard Alabama home insurance policy in limited circumstances however, it is excluded from others. You may however, be able to purchase an endorsement that will give you the option of claiming for mold damage. In any event, because mold can be such a problem, prevention and early intervention is the way to go.

To prevent mold from becoming a problem, it is important to treat the underlying reason behind it. Mold is caused by excessive moisture, usually in the form of condensation. Condensation is often caused by a lack of ventilation and is becoming increasingly common in newly constructed apartment buildings.

To reduce condensation levels and stop mold from occurring, try to keep windows open as much as you can to create air-flow. Make sure your bathroom door is shut and the fan is on when you’re in the shower and try to avoid drying your clothes inside the house. Some air conditioners come with a dehumidifier setting, which controls the humidity levels in the house. Make use of this if you have it as it can be an effective way to reduce the incidence of mold in your home.

Mold can cause damage to your house and your possessions. Consider adding a mold endorsement to your Alabama home insurance policy if you are concerned about mold causing significant damage in your home. With Peck-Glasgow Insurance, you can get the coverage you need for your home. Contact us today for more information!